Listen to ਕਰਜ਼ online. ਕਰਜ਼ is a Punjabi language song and is sung by HSD. ਕਰਜ਼, from the album ਮੇਰਾ ਸ਼ਬਦ ਆਖਰੀ ਹੈ, was released in the year 2025. The duration of the song is 2:32. Download Punjabi songs online from JioSaavn.